Project Rescue Finance
Access to a nationwide network of 200+ private lenders and specialist funding partners.
Helping developers connect with suitable private lenders for project rescue finance, stalled developments and urgent funding scenarios across Australia.
Is this your situation?
Project rescue finance is often needed when a project is strong, but the current funding, builder, budget or timeframe has broken down.
Your project has stalled
Construction may have stopped due to funding delays, builder issues, cost overruns or lender policy problems.
Your bank has stopped funding
The existing lender may not be willing to release more funds or extend the facility under standard policy.
You need more capital to complete
Additional funding may be required for trades, materials, site costs, interest, fees or completion works.
You need more time
A short-term private facility can help buy time to complete, sell, refinance or restructure the project.
You need to refinance
An existing development, construction or private loan may need to be refinanced to keep the project alive.
You need a fast answer
Private lenders can provide an indicative response quickly once the core project information is available.
What is project rescue finance?
Project rescue finance is short-term private funding used to stabilise, refinance or complete a property project that has stalled, run short of funds, been delayed or no longer fits standard bank policy.
Why projects need rescuing
Development projects can run into problems because of cost overruns, builder failure, bank delays, market changes, valuation issues, incomplete works or time pressure.
Where private lenders can help
Some private lenders can assess the project commercially by looking at the security value, current stage, completed value, remaining works, loan-to-value position and exit strategy.
Why banks often struggle with project rescue scenarios.
Banks are usually conservative when a project has moved away from the original approval, budget, timeline or construction structure.
Banks commonly decline because of:
- Construction has stalled or fallen behind schedule
- Cost overruns have changed the feasibility
- Builder, contract or progress payment issues
- Valuation uncertainty or incomplete works
- Expired approval or facility term
- Servicing or documentation concerns
- The scenario no longer fits standard policy
Private lenders approve based on:
- Current security value and completed value
- Remaining cost-to-complete
- Loan-to-value position
- Current project stage
- Developer contribution and equity
- Marketability of the asset
- Clear exit strategy
Common project rescue funding scenarios.
These scenarios often require fast private lender assessment rather than a full bank-style application process.
Stalled Construction
Funding where construction has slowed or stopped and capital is required to restart works.
Cost Overruns
Additional funding where material, labour or completion costs have increased.
Builder Failure
Project rescue funding where the builder has gone bust, walked off site or cannot complete the job.
Development Loan Refinance
Refinance options where the existing loan has expired or the current lender will not continue funding.
Loan Extension Required
Short-term private funding where more time is needed to complete, sell or refinance.
Partially Completed Builds
Funding to complete houses, duplexes, townhouses or unit projects already under construction.
Distressed Development
Funding where time pressure, lender pressure or market conditions have created urgency.
Exit Finance
Short-term funding to create a cleaner pathway to sell, refinance or complete the project.
Urgent Settlement
Fast private funding where a deadline is approaching and the project needs immediate action.
Projects private lenders can consider for rescue finance.
Every lender has different appetite. The goal is to match the project rescue scenario with lenders that understand the project type, risk position and exit strategy.
Residential Homes
Private funding for residential construction projects that have stalled or run short of funds.
Duplex Projects
Rescue funding for duplex construction affected by delays, cost overruns or builder problems.
Townhouses
Private lender options for townhouse projects requiring additional capital or more time.
Apartment Projects
Selected private lenders can consider apartment projects depending on valuation, GRV and exit.
Subdivision Projects
Funding for stalled subdivision, civil works or development site completion scenarios.
Owner-Builder Projects
Project rescue funding for owner-builders needing capital to complete or refinance.
Residual Stock
Funding where completed stock needs time to sell or an existing facility needs refinancing.
Mixed-Use Projects
Private finance for selected commercial or mixed-use development rescue scenarios.
What information helps private lenders assess the scenario?
You do not need a full bank-style application to make an initial enquiry, but project rescue scenarios need enough detail for lenders to understand the issue and exit pathway.
Property Address
The security address and basic property details help lenders understand location and asset type.
Current Project Stage
Land, civil works, slab, frame, lock-up, fit-out, near completion or completed stock.
Reason for Distress
Cost overruns, builder failure, bank delays, lender pressure, expired facility or another issue.
Loan Amount Required
The total funding required including payout, completion budget, interest, fees and buffer.
Value / GRV
Current and completed values help determine the possible loan-to-value position.
Exit Strategy
Sale, refinance, completion then refinance, stock sale or another clear repayment pathway.
Case study: stalled townhouse project rescued.
A developer was part-way through a townhouse project when cost overruns and delays caused the existing lender to stop advancing further funds. The project had strong completed value, but the borrower needed urgent capital to restart works.
Construction was stalled, holding costs were increasing, trades were waiting for payment and the existing loan facility was close to expiry.
The scenario was introduced to a private lender that assessed the current security value, remaining works, cost-to-complete, GRV and sale/refinance exit strategy.
A short-term private facility allowed the borrower to restart construction, complete the project and repay the facility from sale proceeds.
Case study: private refinance created time to finish and sell.
A borrower had a partially completed residential project and an existing private loan approaching maturity. The project needed extra time and a small funding top-up to complete the remaining works before sale.
The borrower was under time pressure from the existing lender and needed to avoid a forced sale before the project could be completed.
The scenario was introduced to a private lender that could refinance the existing facility, capitalise interest and provide enough time for completion and sale.
The borrower completed the project, marketed the property properly and exited the private facility through settlement of the sale.
A simple process designed for fast scenario assessment.
The goal is to get your project rescue scenario in front of suitable private lenders quickly and receive indicative funding options within 24 hours.
- Submit your scenario
- We match your deal with suitable private lenders
- A private lender will make contact
- Receive indicative funding options within 24 hours
Frequently asked questions about project rescue finance.
Common questions from developers, builders and project owners considering private funding for stalled or distressed projects.
What is project rescue finance?
Project rescue finance is short-term private funding used to stabilise, refinance or complete a property project that has stalled, run short of funds, been delayed or fallen outside standard bank policy.
Can private lenders fund a distressed development project?
Yes. Private lenders can consider distressed or stalled development projects where the security, project stage, loan-to-value position, cost-to-complete and exit strategy are acceptable.
What types of projects can project rescue finance help with?
Project rescue finance may assist partially completed builds, stalled construction, builder failure, cost overruns, urgent settlements, development loan extensions and projects requiring time to complete or refinance.
Can project rescue finance help if the bank has stopped funding?
Yes. If a bank or existing lender has stopped advancing funds, a private lender may be able to consider a short-term facility based on the asset, current value, completed value and exit strategy.
Can I use project rescue finance to complete construction?
Yes. Private lenders can consider completion funding where there is a clear remaining works budget, sufficient security value and a practical exit strategy.
Can project rescue finance cover construction cost overruns?
Yes. Cost overruns can be considered where additional funds are required to complete the project and the loan-to-value position remains acceptable to a suitable lender.
Can I refinance an existing development loan?
Yes. Existing construction, development or private facilities can sometimes be refinanced where the project needs more time or the current lender will not continue funding.
Do I need full financials or tax returns?
Not always. Many private lenders focus on the asset, valuation, project stage, loan amount and exit strategy rather than requiring a full bank-style application upfront.
How quickly can a project rescue scenario be assessed?
Indicative responses can be obtained within 24hrs where the borrower provides the address, loan amount, project stage, value estimate, cost-to-complete, existing debt and exit strategy.
What information is needed for an initial assessment?
Useful information includes the property address, current project stage, loan amount required, estimated value or GRV, cost-to-complete, current lender position, reason for distress and proposed exit strategy.
What exit strategies can work?
Common exit strategies include sale of the completed property, refinance to a bank after completion, refinance to another private lender, sale of residual stock or sale of other real estate.
Who contacts me after I submit the scenario?
Once the scenario is reviewed and matched with suitable lending partners, a private lender or their representative can contact you directly to confirm requirements, structure and next steps.
Related development finance scenarios.
Every development project is different. Explore other private development finance scenarios that may also match your situation.
Funding Problems
Construction & Development
Land, Planning & Civil Works
Need funding to rescue a stalled project?
Submit the key details of the property, project stage, loan amount, issue causing the delay, cost-to-complete and exit strategy so the scenario can be matched with suitable private lenders.
Submit your project rescue finance scenario.
Send through the key details of the property, project stage, issue causing the delay, loan amount, cost-to-complete and exit strategy.